Getting into a car accident can be stressful and confusing—especially when you’re unsure what to do next. One of the most common questions drivers ask is:
Do you need to make a police report after a car accident in Malaysia?
The short answer: Yes, in most cases, a police report is required—and failing to do so can lead to fines or even rejected insurance claims.
In this guide, we’ll walk you through when a police report is mandatory, how to file one, and how it affects your insurance claim.
Is a Police Report Mandatory After a Car Accident in Malaysia?
In Malaysia, you are generally required to report a car accident to the police within 24 hours or by the next working day.
This applies to:
- Minor accidents
- Major accidents
- Accidents with no injuries
- Accidents involving only property damage
Even if both parties agree to settle privately, you are still expected to lodge a police report.
👉 If you’re unsure what to do immediately after an accident, refer to this step-by-step guide on what to do after a car accident in Malaysia.
When Is a Police Report Required?
In reality, almost all road accidents in Malaysia require a police report. This includes:
1. Accidents Involving Injuries or Fatalities
If anyone is injured, reporting is not optional—it is a legal requirement.
2. Vehicle or Property Damage
Even minor scratches or damage to public property (e.g. guardrails, signboards) must be reported.
3. Hit-and-Run Incidents
You’ll need a police report to initiate any insurance claim.
4. Disputes Between Drivers
If there’s disagreement about who is at fault, the police report becomes critical evidence.
Are There Situations Where a Police Report Is Not Needed?
Technically, some drivers choose to settle minor accidents privately without involving the police.
However, this is strongly discouraged because:
- Most insurers require a police report to process claims
- You risk claim rejection later
- The other party may change their mind or file a claim against you
👉 To understand how claims work, read this guide on car insurance claims after an accident in Malaysia.
What Happens If You Don’t Make a Police Report?
Failing to report an accident can lead to serious consequences:
1. Fines or Legal Action
You may be fined for not reporting the accident within the required timeframe.
2. Insurance Claim Rejection
Most insurance providers will reject your claim without a valid police report.
3. Liability Risks
Without official documentation, you may struggle to prove your case—especially if the other driver files a claim against you.
👉 If the accident wasn’t your fault, here’s what you should know about claiming insurance when not at fault.
How to Make a Police Report After a Car Accident in Malaysia
Filing a police report is straightforward if you follow these steps:
Step 1: Visit the Nearest Police Station
Head to a traffic police station (Balai Polis Trafik) as soon as possible.
Step 2: Bring the Required Documents
Prepare the following:
- IC or driving licence
- Vehicle registration details
- Photos or videos of the accident
- Details of the other driver(s)
Step 3: Provide a Clear Statement
Explain what happened accurately, including time, location, and sequence of events.
Step 4: Obtain a Copy of the Report
You’ll need this for your insurance claim.
What Information Should Be Included in a Police Report?
To ensure your report is complete, include:
- Date and time of the accident
- Exact location
- Description of how the accident occurred
- Details of all parties involved
- Witness statements (if available)
- Supporting evidence (photos, dashcam footage)
Do Insurance Companies Require a Police Report?
Yes—a police report is almost always required for insurance claims in Malaysia.
It is necessary for:
👉 Learn more about different claim types in this guide to types of car accident insurance claims in Malaysia.
If you’re filing against another driver, here’s how to claim third party insurance in Malaysia.
How the Police Report Affects Your Insurance Claim
Your police report plays a crucial role in determining:
- Who is at fault
- Whether your claim is approved
- How much compensation you receive
- Whether your No Claim Discount (NCD) is affected
A well-documented report strengthens your claim and reduces disputes.
Where to Get More Help
If you’re unsure about the process or need assistance, you can visit the car insurance help centre for guidance and support.
Key Takeaways
- A police report is required for most car accidents in Malaysia
- It must be filed within 24 hours
- It is essential for insurance claims and legal protection
- Skipping it can lead to fines and claim rejection
FAQ: Car Insurance Claim Timeline in Malaysia
Can I make a police report after 24 hours?
Yes, but you may face penalties for late reporting, and it could affect your insurance claim.
Can I claim insurance without a police report?
In most cases, no. Insurers require a police report to process claims.
What if both drivers agree not to report the accident?
Even if both parties agree, it is still risky. Without a report, you have no legal protection if disputes arise later.
Do I need a police report for a minor accident?
Yes. Even minor accidents should be reported to avoid complications with insurance claims.
Is an online police report allowed in Malaysia?
Some non-serious cases may be reported online, but traffic accidents typically require a physical report at a police station.
Need Help With Your Car Insurance Claim?
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✅ Claim advice
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